According to the Centers for Disease Control and Prevention, the statistics are clear. If you're a motorcyclist, the single most effective way to avoid getting seriously injured or killed in an accident is to wear a helmet. Indeed, making sure every rider wears a helmet on every ride is the CDC's top priority for motorcycle safety, and one way that has been accomplished is through the passage of helmet laws.
As we've mentioned on this blog before, workers' compensation covers pretty much any injury you suffer while you're performing your ordinary job duties, regardless of whether someone at your company was negligent. The workers' compensation system is basically a tradeoff between the interests of injured workers and those of companies: Essentially, as long as you were hurt at work, you don't have to prove fault in order to obtain compensation. In return, your employer is immune from lawsuits for workplace injuries and illnesses.
It can be tough to get by after a disabling injury, because by definition you can't work. The bills keep stacking up, but there's nothing you can do about it without income. If you were hurt at work, you're probably eligible for workers' compensation benefits, as we've discussed on this blog before. We've also discussed how, if your injury will keep you from performing any substantial work for at least a year, you might be eligible for Social Security disability. Can you get both?
The U.S. Occupational Safety and Health Administration is well aware that work-related hearing loss is a big problem in the United States. According to federal data, some 30 million U.S. workers are exposed to hazardous levels of noise, which results in thousands of people suffering noticeable hearing loss every year. How many thousands? Over 21,000 in 2009 alone.
Disability can affect anyone. It can arrive out of the blue after a car wreck, a workplace injury or even a slip and fall at a grocery store. No one is immune, although most of us don't like to think about. A safety net for people who become unexpectedly disabled from work isn't a "disability issue," it's an American issue. It could happen to you.