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Workers' Compensation Archives

An employee's guide to seeking workers' compensation

With the various hazards surrounding workers daily, such workplace environments have become hotbeds of injuries bound to happen. Whether it's a construction site or a chemical plant, employees need to exercise adequate caution lest they become incapacitated from their daily source of livelihood. Most employers have strived to provide personal protective equipment to ensure the safety of their employees at all time. This does not mean that workers can't sustain injuries or suffer from an occupational disease in the worst case scenario.

What does workers' compensation cover?

When you're injured at work, your employer should provide workers' compensation, regardless of who is at fault. Employers are required to have workers' compensation insurance, which is designed to cover a variety of things:

  • Medical Care. Workers' compensation should cover everything you need to recover from your injury. That could include prescriptions, doctors bills and the cost of getting to and from an appointment.
  • Vocational Rehabilitation. Some injuries are severe enough that the injured person is no longer able to do the job. In those cases, workers' compensation covers new vocational training so that the worker can find comparable employment.
  • Temporary disability. Most injuries will keep the injured party away from work for some period of time. Workers' compensation provides for at least partial wages during this time.
  • Permanent disability. If the worker can never return to work, there may be a cash settlement involved. The settlement will be based on a number of factors.

What to you do if your employer is disputing your WC claim

You've worked for years, giving the best of your abilities to your employer. You consider yourself hardworking, and you believed your employer had respect for the job you did. Then, suddenly, you suffered an injury at work. Maybe it was the culmination of many years of repetitive stress, or perhaps it was an accident, such as a fall.

Don't suffer in silence when you could get workers' compensation

It is a fact that the most responsible and dedicated workers are often the ones who are called upon the shoulder the heaviest loads when on the job. This can be especially true for those who work in the construction industry and other fields that require a great deal of physical exertion.  But if you do work in a labor intensive environment, you are also very vulnerable to suffer an injury.

Don't suffer in silence when you could get workers' compensation

It is a fact that the most responsible and dedicated workers are often the ones who are called upon the shoulder the heaviest loads when on the job. This can be especially true for those who work in the construction industry and other fields that require a great deal of physical exertion.  But if you do work in a labor intensive environment, you are also very vulnerable to suffer an injury.

Do I have to settle for workers' compensation benefits?

If you've been injured on the job, then you've probably already experienced the "good news/bad news" part of getting hurt while working in America - the good news is that your immediate medical needs were taken care of, the bad news is that you still need and deserve help.

What type of injuries are eligible for compensation

Employers are obligated to provide a safe workplace for their employees. The Occupational Health and Safety Act (OSHA) requires all employers to take considerable steps to avoid workplace injuries. In some work situations, avoiding injuries can be difficult. The Occupational Health and Safety Act states that employers have to follow all safety regulations at the workplace. If employees feel that their employer has not made sufficient efforts in ensuring their safety, they may file a complaint.

After workers comp: Now what?

Workers' compensation entitles you to lost wages when you have been hurt at work. What happens, though, when you run out of benefits? Or when your injuries are so severe that you can't return to work? There may be options to help you recoup your financial future.

Filing a complaint with OSHA

Your job is your livelihood. It may not be your joy, and it may not be your passion. However, it is behind what drives so many of us to joy and passion, it offers us a way to support our dreams and our pursuit of happiness. That happiness typically comes from good health, a loving family, adventure, travel and vacations or even a great book. When the means to the end leaves you fearing it might mean your end, you may work in hazardous conditions, and you may benefit from contacting the Occupational Safety and Health Act.

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